About Mortgage Compliance Investigations (MCI)

Since 2014, Mortgage Compliance Investigations (MCI) has empowered homeowners with the knowledge and tools to protect their property rights. Our investigations expose unlawful claims and clarify the true ownership of your mortgage loan.

Over the past two decades, mortgage industry practices have changed significantly, particularly with the rise of mortgage securitization and home equity lines of credit. Banks, often in collaboration with Wall Street, developed complex financial vehicles built around the promissory notes signed by homeowners. These instruments, commonly known as Residential Mortgage-Backed Securities (RMBS), are converted into certificates, underwritten by investment groups, and sold to large investment portfolios.

From 1996 through 2009, this practice was especially widespread—frequently carried out without proper regard for the legal requirements of such transfers and conversions, and without acknowledgment of the long-term consequences for homeowners.

Our Mission

At Mortgage Compliance Investigations (MCI), our mission is to protect homeowners by uncovering the truth behind mortgage ownership and securitization. Through detailed investigations, sworn affidavits, and educational resources, we empower clients with the knowledge and evidence needed to challenge unlawful claims, defend against foreclosure, and safeguard their property rights. Guided by integrity, accuracy, and accountability, we are committed to delivering clarity and support at every step.

Our Commitment

At MCI, we are committed to serving homeowners with integrity, accuracy, and unwavering dedication. Every investigation we conduct is guided by honesty, accountability, and a pursuit of the truth. We hold ourselves to the highest professional standards, ensuring that our clients receive reliable findings, sworn documentation, and the knowledge they need to protect their homes and their rights. Our promise is simple: to stand with homeowners, deliver clarity, and fight for fairness in every mortgage investigation.